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Dr Beatriz Armendariz
Drayton House
30 Gordon Street
Tel: +44 (0)20 7679 5862 (x25862)
Dr Beatriz Armendariz profile picture
  • Associate Professor
  • Dept of Economics
  • Faculty of S&HS
Beatriz Armendáriz is an Associate Professor of Economics at the Department of Economics of University College London. Prior to that, she was a Lecturer in Economics at Harvard, and an Associate Professor at the Massachusetts Institute of Technology (MIT). She is also affiliated to the Centre for European Research in Microfinance (CERMi). Her dissertation on international finance was entirely written at MIT, but she received her PhD in Economics at The School of Advanced Studies in the Social Sciences (EHESS) in Paris.

Research Themes
Research Summary
Beatriz’s research field was initially on international finance. From her 1990 PhD dissertation, she published her first article on international in the Journal of International Economics: https://www.sciencedirect.com/science/article/abs/pii/002219969090055Q . Shortly after, and thanks to her then student, Lamiya Morshed, Beatriz discovered that international finance and microcredit contracts had a common feature, namely, that both contracts were often agreed by lenders and borrowers without explicit collateral. Her research since has focused on microfinance. Beatriz’s first paper on microfinance was published in the Journal of Development Economics: http://citeseerx.ist.psu.edu/viewdoc/download?doi= .  This was followed by a series of contributions to the field of microfinance , most notably, her article co-written with Christian Gollier, which appeared  in The Economic Journal : https://citeseerx.ist.psu.edu/viewdoc/download?doi= , and an article  co-written with Jonathan Morduch in the Journal of Economics of Transition: https://onlinelibrary.wiley.com/doi/10.1111/1468-0351.00049. Beatriz’s research with Jonathan Morduch continued. Their book titled The Economics of Microfinance was first published by MIT Press in 2005, just a year before Muhammad Yunus, the founder of microcredit in Bangladesh, was awarded the Nobel Peace Prize for “creating economic and social development from below”. The Armendáriz – Morduch book was revised, and the second edition of it was published again by MIT Press in 2010: https://mitpress.mit.edu/books/economics-microfinance-second-edition. Armendáriz also co-edited The Handbook of Microfinance with Marc Labie for Word Scientific, and, more recently, she co-authored yet another book for MIT Press in 2017, The Economics of Contemporary Latin American Economy : https://mitpress.mit.edu/books/economics-contemporary-latin-america. This book has made Beatriz to reflect on her earlier work on international finance and learn about latest-state-of-the -art topics which are relevant to Latin America and most of the developing world.

Teaching Summary
Beatriz has been teaching Development Economics on both sides of the Atlantic, Microfinance, and international finance
  Lecturer in Economics Deparment of Economics Harvard University, United States
  Visiting Associate Professor Economics Massachusetts Institute of Technology, United States
Academic Background
1990   Doctor of Philosophy Ecole des hautes etudes en sciences sociales
1989   Master of Arts Harvard University
1986   Master of Philosophy University of Cambridge
1985   Master of Arts Harvard University
1984   Bachelor of Science Instituto Tecnologico Autonomo de Mexico
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